Macquarie Bank Europe Designated Activity Company

Macquarie Bank Europe Designated Activity Company is an Irish-incorporated subsidiary within Macquarie Group that operates from Dublin and is authorized and regulated by the Central Bank of Ireland as a credit institution and investment firm. Its activities are aimed at corporate, institutional, and public-sector clients rather than retail consumers, with typical offerings including corporate lending and structured finance, treasury and deposit products for eligible counterparties, foreign exchange and interest rate products, commodities and other derivatives, and related risk management services delivered under EU prudential and markets rules (including CRR/CRD, MiFID II, EMIR, and MAR). The firm provides services across the European Economic Area under Irish authorization, does not run a public branch network, and generally onboards clients subject to KYC/AML requirements and professional or eligible counterparty classification; pricing, collateral, and documentation are agreed bilaterally and there is no published retail tariff. Statutory financial statements and Pillar 3 disclosures are issued in line with Irish and EU requirements, and obligations are those of the Irish legal entity unless expressly guaranteed; resolution is governed by the EU Bank Recovery and Resolution Directive, which permits bail-in of certain liabilities. Eligible deposits, if accepted, fall under Ireland’s Deposit Guarantee Scheme up to €100,000 per depositor per institution, subject to scheme rules and exclusions, and where the firm holds client assets in the course of investment business, the Investor Compensation Scheme may apply to eligible clients (generally up to 90% of a covered loss, capped at €20,000), noting that many institutional categories are excluded. Day-to-day consumer banking products such as personal current accounts, cards, or residential mortgages are not a focus, and client service is organised through dedicated relationship and trading teams; complaints are handled under the firm’s Irish complaints procedure with potential escalation to the Financial Services and Pensions Ombudsman for eligible complainants.