Lloyds Bank GmbH

Lloyds Bank GmbH is a German credit institution headquartered in Berlin and wholly owned by Lloyds Bank plc, part of Lloyds Banking Group. The entity was established to provide a permanent EU platform for the group’s European Economic Area business and operates under German law with additional activities conducted through a branch in Amsterdam. In Germany its retail operations are primarily offered under the “Bank of Scotland” brand, focusing on online savings (e.g., instant-access and fixed-term deposits) and unsecured consumer lending; it does not operate a physical branch network for retail banking and does not generally offer current accounts or payment cards to retail customers. For corporate and institutional clients in the EU, the bank provides lending and selected transactional services aligned with the group’s European strategy. Lloyds Bank GmbH is authorised and supervised by the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank within the framework of the EU Single Supervisory Mechanism, and it is subject to CRR/CRD prudential requirements, including Pillar 3 disclosures. Customer deposits are protected up to EUR 100,000 per depositor by the German statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken); this home-country protection applies to eligible deposits at its EU branches as well. Standard fees, rates, and terms are published on its website and in product documentation, and the bank provides annual financial statements and regulatory reports through official channels such as the German Federal Gazette.