JP MORGAN CHASE BANK, NATIONAL ASSOCIATION

JP MORGAN CHASE BANK, NATIONAL ASSOCIATION is the principal U.S. depository institution of JPMorgan Chase & Co., offering consumer and small‑business services under the Chase brand and corporate banking under the J.P. Morgan brand. It is a national bank headquartered in Columbus, Ohio, regulated by the Office of the Comptroller of the Currency, and deposits are insured by the Federal Deposit Insurance Corporation up to applicable limits. The bank operates a broad branch and ATM network across most states and Washington, D.C., and provides online and mobile banking with bill pay, mobile check deposit, account alerts, and person‑to‑person payments via Zelle. Retail products include checking and savings accounts, certificates of deposit, debit cards, credit cards issued by the bank, home lending (including purchase, refinance, and, where offered, home equity lines of credit), and auto financing; business banking includes checking, cash management, merchant services, and lending; corporate and institutional services include treasury management, trade finance, custody, and global payments. Accounts commonly have monthly service fees that can be waived by meeting direct deposit, balance, or other criteria; out‑of‑network ATM use and wire transfers may incur fees; overdraft and non‑sufficient funds policies have been revised in recent years, and current terms are set out in the bank’s fee schedules. Relationship programs such as Chase Private Client provide additional services and pricing considerations at higher balance levels. The bank supports domestic and international payments, including incoming international wires via SWIFT code CHASUS33. As a large U.S. bank, it is subject to capital, liquidity, and supervisory stress‑testing requirements, and discloses financial and regulatory information through its website and its parent company’s filings. Rates, fees, and product availability vary by location and are subject to change; customers should review current disclosures at account opening.