Goldman Sachs Bank Europe SE, Athens Branch

Goldman Sachs Bank Europe SE, Athens Branch is the Greek branch of Goldman Sachs Bank Europe SE, an EU credit institution headquartered in Frankfurt am Main and supervised directly by the European Central Bank under the Single Supervisory Mechanism, with BaFin as home supervisor and the Bank of Greece overseeing local conduct and certain operational matters. The Athens branch serves primarily corporate, institutional, and public-sector clients, providing services aligned with the parent bank’s permissions under CRR/CRD and MiFID II, such as investment banking, markets activities, risk management solutions, and corporate cash management, rather than retail banking. Products, pricing, and terms are typically negotiated bilaterally and documented in client agreements; public tariff sheets and standard consumer features (e.g., walk-in branch services or mass-market current accounts) are not a focus. Client onboarding follows EU and German AML/CTF standards with extensive KYC requirements and may involve multi-jurisdictional documentation. Financial statements, capital, liquidity, and Pillar 3 disclosures are published at the level of Goldman Sachs Bank Europe SE, not separately for the branch; booking may occur in Frankfurt or other EU branches depending on business line. If the branch takes eligible deposits, coverage falls under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to EUR 100,000 per depositor, as it is a branch of a German bank, while investment and trading services are not deposit-guaranteed and carry market and counterparty risk; where applicable, investor-compensation protections would follow German rules for the home state. Payment and account identifiers, where provided, are generally German (e.g., DE IBAN), reflecting the home-state regime. Complaints can be addressed to the bank via its disclosed procedures and may be escalated to the Bank of Greece or relevant EU alternative dispute resolution bodies, subject to the service and client classification. Data are processed under GDPR with cross-border transfers within the Goldman Sachs Group subject to appropriate safeguards. Prospective clients should review the specific client agreements, risk disclosures, and local regulatory notices for Greece to understand the exact service scope, governing law, and protections that apply.