Deutsche Bank Polska S.A.

Deutsche Bank Polska S.A. is a Polish banking entity within Deutsche Bank Group that underwent a significant restructuring, under which the bulk of its retail and SME operations were demerged and transferred to Santander Bank Polska S.A. in 2018, while a portfolio of legacy mortgage loans—especially those indexed to or denominated in foreign currencies—remained with Deutsche Bank Polska S.A. The subsidiary today focuses on servicing and gradually reducing this legacy book, handling loan administration, legal proceedings and provisioning, and maintaining necessary operational processes for existing borrowers; it does not run a broad retail franchise or open new current or savings accounts to the public. Corporate and investment banking for clients in Poland is primarily delivered by Deutsche Bank AG through its Polish branch and other group units rather than the local subsidiary. Deutsche Bank Polska S.A. is licensed and supervised by the Polish Financial Supervision Authority and operates under Polish banking law and the domestic resolution framework. Existing borrowers are served through dedicated service channels for loan servicing and statutory communications, while new-to-bank retail onboarding is not available; former Deutsche Bank retail customers seeking standard banking products are generally supported by Santander Bank Polska, whereas matters involving legacy foreign-currency mortgages continue to be handled by Deutsche Bank Polska S.A., subject to the terms and notices specified in individual client documentation.