CASSA RAIFFEISEN OLTRADIGE SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE UBERETSCH GENOSSENSCHAFT)

Cassa Raiffeisen Oltradige Società Cooperativa (in tedesco Raiffeisenkasse Überetsch Genossenschaft) is a local cooperative bank operating in the Oltradige/Überetsch area of South Tyrol, Italy. It is part of the Raiffeisen network in South Tyrol and conducts retail and small-business banking with a focus on households, SMEs, and agriculture. The bank offers current accounts, savings and term deposits, domestic and cross-border payment services (including SEPA), debit and credit cards, online and mobile banking with strong customer authentication, consumer and mortgage lending, commercial credit, and ancillary services such as insurance distribution and investment services in line with MiFID II rules. Services are typically available in German and Italian. As an authorized Italian credit institution, it is supervised within the national and EU prudential framework and adheres to anti–money laundering and customer due diligence requirements. Deposits are protected up to EUR 100,000 per depositor under the applicable Italian deposit guarantee scheme. Governance follows the cooperative model (membership-based ownership and locally elected board), with financial statements published according to Italian banking disclosure rules and subject to statutory audit. Account opening, lending, and investment services are subject to eligibility, documentation, and risk assessment; fees and interest conditions are set by the bank’s tariff schedule and may vary by product and channel. The bank maintains a branch presence in the Oltradige area and provides access to national and international payment networks for transfers and card transactions.