CASSA RAIFFEISEN CAMPO DI TRENS SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE FREIENFELD GENOSSENSCHAFT)

CASSA RAIFFEISEN CAMPO DI TRENS SOCIETA’ COOPERATIVA (in lingua tedesca Raiffeisenkasse Freienfeld Genossenschaft) is a cooperative credit institution based in Campo di Trens/Freienfeld, Province of Bolzano–Bozen (South Tyrol, Italy), focused on retail and local business banking. The bank offers current and savings accounts, domestic and cross‑border payments, debit and credit cards, online and mobile banking, mortgages and consumer loans, financing for small enterprises and agriculture, and basic investment services such as order transmission and the placement of third‑party funds and bonds, alongside the distribution of insurance products. Governance follows the cooperative model with ownership by members under the one member, one vote principle, a locally appointed board, and statutory limits on profit distribution; membership is generally available to clients who meet by‑law requirements. Operations are bilingual (Italian and German) to reflect the local market. The institution is subject to EU and Italian regulation (including CRR/CRD, PSD2, MiFID II), anti‑money‑laundering and consumer‑protection rules, and prudential supervision by the Bank of Italy within the European Single Supervisory Mechanism for less significant institutions; it is affiliated with the South Tyrolean Raiffeisen network and participates in the regional institutional protection scheme. Eligible deposits benefit from coverage up to the statutory limit under Italy’s deposit guarantee framework. Pricing, interest rates, and lending criteria are set locally and vary by product, customer profile, and collateral, and service availability may differ by branch and digital channel; prospective clients should verify current terms, required documentation, and geographic eligibility before opening accounts or applying for credit.