Caisse régionale de crédit agricole mutuel Atlantique Vendée

Caisse régionale de crédit agricole mutuel Atlantique Vendée is the regional cooperative bank of the Crédit Agricole group serving the Loire-Atlantique and Vendée departments in western France. It operates a local branch and ATM network alongside online and mobile banking, offering current accounts with payment cards (Visa-branded), domestic and SEPA transfers, cheques, and optional overdrafts subject to approval. Savings products include regulated accounts such as Livret A, LDDS and LEP (subject to eligibility), as well as PEL and CEL, market-rate savings and term deposits; investment options typically span life insurance, securities accounts and PEAs with funds from group asset managers. Lending covers home loans, renovation loans (including eco schemes when applicable), and consumer credit via group entities; card and personal loans are assessed case-by-case. The bank distributes insurance from Crédit Agricole Assurances (for example home, auto, health and borrower protection) and provides services to professionals, SMEs and the agricultural sector, including business accounts, cash management, merchant acquiring/POS, equipment financing, leasing and factoring through group subsidiaries. Digital services include account monitoring, instant or standard transfers where available, card controls, e-statements and secure messaging, with strong customer authentication and 3-D Secure for online payments; mobile wallet compatibility is supported where activated by the group. Pricing follows a package or à la carte model with published tariffs for cards, account maintenance, international operations and incident fees; terms vary by profile and channel, and the legally mandated account mobility service is available for switching. As a mutual institution, eligible customers may become members by subscribing cooperative shares, which is distinct from deposit accounts. Account opening requires standard KYC (identification, proof of address and income) and may be subject to residency constraints; minors’ accounts and mandates are available under French law. Deposits are protected up to the statutory limit per depositor by the FGDR, and the institution is supervised in France by the ACPR. Customer service is delivered through local advisors in branches by appointment, phone support and secure digital messaging, with branch hours and some cash and cheque services varying by location within the two departments.