Caisse d'Epargne Courtelary SA

Caisse d’Epargne Courtelary SA is a Swiss regional savings bank based in Courtelary (canton of Bern) that focuses on day-to-day banking for households and small businesses in the Bernese Jura. The bank’s services include current and savings accounts, domestic and international payments, debit cards, savings and term deposits, residential mortgage financing, and basic lending and cash management for local SMEs; investment, custody, and retirement saving options are provided through standard Swiss arrangements. Customers are served at the branch and via digital channels for e-banking, with multi-factor authentication applied in line with Swiss security practices. Payments and transfers follow national clearing standards, and the bank publishes tariff schedules that set out fees and interest conditions for accounts, payments, and cards. The balance sheet profile is centered on customer deposits and mortgage lending, with capital and liquidity managed under Swiss regulatory requirements. Caisse d’Epargne Courtelary SA is supervised by FINMA and participates in the esisuisse depositor protection scheme, which covers eligible deposits up to CHF 100,000 per client and bank. Its footprint is local, and the product range and digital features are oriented to routine needs; for specialized wealth or complex corporate solutions, the bank relies on established third-party providers.