BIGBANK AS Sverige Filial

BIGBANK AS Sverige Filial is the Swedish branch of Bigbank AS, an Estonian bank focused on retail savings and consumer lending delivered online. In Sweden it offers SEK savings products such as variable-rate accounts and fixed-term deposits with maturities at the customer’s choice; the former typically allows free deposits and withdrawals, while term deposits are locked until maturity and may involve restrictions or fees if closed early under the bank’s terms. On the credit side, the branch provides unsecured personal loans and refinancing/consolidation, with pricing set individually after credit and affordability assessments under Swedish consumer credit rules; applications are completed digitally (commonly using BankID), an origination fee may apply, early repayment is permitted, and statutory withdrawal rights apply within the cooling-off period. The branch does not operate as a full-service bank in Sweden and generally does not provide current accounts, cards, or payment services beyond what is necessary to service deposits and loans. BIGBANK AS is authorised and prudentially supervised in Estonia, and the Swedish branch is registered with Finansinspektionen; deposits placed via the Swedish branch are covered by Estonia’s statutory deposit guarantee scheme (Tagatisfond) up to the equivalent of EUR 100,000 per depositor across the bank, with coverage expressed in euros and subject to currency conversion if funds are held in SEK. Account opening, servicing, and customer support are provided remotely; fees, interest rates, and terms are set by the bank and can change, so prospective customers should review current conditions, including any early-closure rules for fixed deposits and all costs in the loan representative example (APR). Interest income on deposits is taxable under Swedish rules. Complaints are handled by the bank in the first instance; Swedish consumers can seek independent guidance from Konsumenternas Bank- och finansbyrå and may escalate eligible disputes to the National Board for Consumer Disputes (ARN).