BCC BASILICATA - CREDITO COOPERATIVO DI LAURENZANA E COMUNI LUCANI - SOCIETA' COOPERATIVA

BCC Basilicata – Credito Cooperativo di Laurenzana e Comuni Lucani – Società Cooperativa is a local cooperative bank based in Basilicata, operating primarily through a regional branch network and digital channels. It is part of the Gruppo Bancario Cooperativo Iccrea and participates in that group’s institutional protection scheme, with prudential supervision by the Bank of Italy; deposits are covered up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, in line with EU rules. The bank provides standard retail and SME services, including current accounts, savings and term deposits, mortgages, consumer and business lending (with a focus on local households, professionals, agribusiness, and small firms), payment cards, POS and e-commerce acquiring, SEPA transfers, bill and tax payments, and online/mobile banking; investment and insurance products are typically distributed through group or partner platforms. As a cooperative, governance follows the one-member-one-vote principle, shares are not publicly traded, and membership rules are set by the bank’s bylaws. Pricing and conditions are disclosed in the obligatory transparency sheets; fees and rates vary by product, channel, and customer profile, and lending remains subject to credit assessment and applicable caps. The bank’s footprint and product breadth reflect its regional mandate, so certain international or specialized corporate services may be limited compared with larger national groups, while day-to-day retail and small-business needs are handled via branches, ATMs, and remote banking tools.