BANQUE HERITAGE SA

Banque Heritage SA is a Swiss private bank headquartered in Geneva and licensed by FINMA, offering private clients, family offices, external asset managers, and selected institutions a range of services centered on custody, investment advisory and discretionary portfolio management, trading and execution across major asset classes, foreign exchange and precious metals, and credit facilities secured by financial assets (Lombard lending); the bank also provides access to funds, structured products, and alternative investments subject to eligibility, suitability, and jurisdictional constraints. Following regulatory approvals, the group expanded its Swiss footprint in recent years through a merger with Sallfort Privatbank AG, operating under the Banque Heritage brand and maintaining offices including Geneva, Zurich, and Basel. Accounts are available in multiple currencies with e-banking and reporting tools, and the institution supports external asset managers with dedicated custody and execution arrangements; standard private banking fee components apply (custody, brokerage, advisory or mandate fees, FX spreads, and interest on credit), and minimum relationship sizes typically vary by service and domicile. As a Swiss bank, Banque Heritage SA is supervised under Swiss banking law, publishes audited annual reports including capital and liquidity metrics consistent with FINMA and Basel standards, participates in the esisuisse deposit insurance scheme for privileged deposits up to the statutory limit per client, and holds client assets in custody under Swiss segregation rules; cross-border services are provided only where permissible and the bank does not offer tax or legal advice. Onboarding is subject to Swiss KYC/AML requirements, with documentation regarding identity, residence, and source of funds; payment and transfer capabilities cover major currencies and markets, and product availability and terms can differ by client status, regulatory classification, and jurisdiction.