Bank Spółdzielczy Rzemiosła w Radomiu

Bank Spółdzielczy Rzemiosła w Radomiu is a cooperative bank based in Radom that operates under the member-owned model, where customers can become members by taking up cooperative shares and exercising voting rights at the general meeting. The bank provides retail and SME banking services that include current and savings accounts, term deposits, payment cards, cash services, domestic transfers, and lending to households and businesses, with access through branches and electronic banking; the exact scope, eligibility, limits, and fees are defined in the tariff, interest tables, and product regulations it publishes. As a licensed credit institution in Poland, it is supervised by the Polish Financial Supervision Authority (KNF), and deposits are protected by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor, per bank, under statutory rules. Accounts use Polish IBANs for transfers; the availability and terms of international payments, foreign currency services, and processing cut-off times are set in the bank’s offer and schedule, and charges are disclosed in the price list. Service availability depends on the local branch and ATM network in Radom and surrounding areas, while remote access is subject to strong customer authentication requirements under PSD2. Pricing typically covers account maintenance, card issuance and ATM withdrawals, and transfers; interest rates on deposits and loans follow current tables, and credit decisions, collateral, and early repayment terms follow internal rules and applicable law. Prospective clients should review the tariff, product regulations, and privacy policy, verify branch hours and accessibility, and confirm the availability of specific services such as SEPA transfers, multi-currency accounts, or corporate e-banking functions before opening an account.