BANCA MONTE PRUNO - CREDITO COOPERATIVO DI FISCIANO, ROSCIGNO E LAURINO- SOCIETA' COOPERATIVA

BANCA MONTE PRUNO – CREDITO COOPERATIVO DI FISCIANO, ROSCIGNO E LAURINO – SOCIETA’ COOPERATIVA is an Italian cooperative credit bank (BCC) operating primarily in its local catchment area in Campania, with a branch-led model complemented by online and mobile banking. As a mutual cooperative, it is owned by members (soci) under a one-member-one-vote framework; membership typically requires subscribing cooperative shares, which have subscription, remuneration, and redemption rules set by statute and law. The bank provides standard retail and small-business services, including current and savings accounts, term deposits, domestic and SEPA payments, direct debits, cards (debit, credit, and prepaid where available), POS and e-commerce acquiring, mortgages, consumer loans, business credit lines, and financing for local enterprises and agribusiness; insurance and investment products are generally distributed via partner providers. It is subject to Italian and EU banking regulations (including AML/CTF and PSD2 strong customer authentication) and is supervised by the Bank of Italy; for investment services it operates under the oversight framework applicable to intermediaries and uses required disclosures. Deposits are protected up to €100,000 per depositor under the deposit guarantee scheme for cooperative credit banks, and the bank adheres to the institutional protection mechanisms of its cooperative banking group. Pricing, interest rates, and eligibility vary by product and customer profile and reflect market conditions; account opening and credit decisions follow standard identification and underwriting processes. The localized footprint can limit geographic coverage and product availability compared with nationwide banks, and some services (such as instant payments or specific card features) may depend on channel and partnership arrangements. Customer service is provided through branches and remote channels, with complaints handled under regulatory timelines and access to the Banking and Financial Ombudsman (ABF).