BANCA DI CREDITO COOPERATIVO DI FANO - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI FANO - SOCIETA’ COOPERATIVA is a local cooperative bank based in Fano (Province of Pesaro e Urbino, Marche) operating under Italian cooperative banking rules and the post‑reform consolidated group framework for BCCs. Its business model centers on retail and small-business banking in its home territory, offering current and savings accounts, payment services (SEPA transfers, cards, POS/acquiring), mortgages, consumer and SME lending, and distribution of investment and insurance products from network providers. Governance follows the cooperative principle (one member, one vote), with customers able to apply for membership by subscribing shares subject to statutory requirements; these shares are not listed, can be illiquid, and carry capital risk. Accounts and services are delivered through branches and digital channels, with online and mobile banking aligned to PSD2 strong customer authentication standards. As an Italian bank, deposits are protected up to €100,000 per depositor under the applicable deposit guarantee scheme for the cooperative credit sector, and the institution participates in the sector’s institutional protection mechanisms at group level; prudential oversight is exercised within the national and European supervisory framework. Pricing, product availability, and lending decisions are set locally within group policies and may vary by customer profile; investment and insurance solutions are subject to market risk and product-specific terms. Prospective clients should assess membership conditions, fees, and the implications of holding cooperative shares separately from ordinary deposit and payment services.