BANCA DI CREDITO COOPERATIVO DI ALTOFONTE E CACCAMO - SOCIETA' COOPERATIVA

Banca di Credito Cooperativo di Altofonte e Caccamo – Società Cooperativa is an Italian cooperative bank based in the Province of Palermo (Sicily), with a local branch network serving individuals, professionals, small and medium-sized enterprises, farming and third-sector entities. As a BCC, it operates within the national cooperative credit system (Credito Cooperativo) and follows the sector’s cohesion and protection frameworks. The product set typically includes current and payment accounts, debit and credit cards, savings and time deposits, personal and business loans, mortgages, POS and e-commerce acquiring, SEPA payments, and online and mobile banking; through group and partner arrangements it may also distribute investment and insurance products under MiFID II and IDD rules. The bank is owned by member-shareholders (soci) under a one-member-one-vote model; becoming a member requires subscribing cooperative shares, while services are also available to non-members subject to standard eligibility checks. Deposits are protected up to 100,000 euro per depositor per bank by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, in line with EU Directive 2014/49/EU; the bank also adheres to the cooperative sector’s institutional protection scheme. Conditions, fees and rates are published in the Foglio Informativo and the Fee Information Document, and customers receive a Statement of Fees pursuant to Italian transparency rules; PSD2 access for third-party providers and SEPA standards apply. Complaints are handled by the bank’s Ufficio Reclami with the option to escalate to the Arbitro Bancario Finanziario. The bank’s risk profile reflects its cooperative governance and local footprint, with risk management aligned to sectoral and regulatory requirements. Prospective customers should verify current branch availability, product terms, documentation and eligibility directly with the bank.