Avanza Bank AB

Avanza Bank AB is a Swedish digital bank and securities broker focused on savings and investments for retail and small corporate clients, operating under the supervision of Finansinspektionen and covered by Sweden’s statutory deposit guarantee and investor protection schemes administered by the National Debt Office (Riksgälden). The bank offers brokerage in Swedish and international equities, ETFs, mutual funds, bonds, warrants, and listed derivatives, alongside margin lending, pension solutions (including occupational pensions), and insurance-wrapped accounts; core account types include Aktie- och Fondkonto, Investeringssparkonto (ISK), and Kapitalförsäkring (KF). It also provides savings accounts and a deposit marketplace that distributes fixed-term and notice accounts from partner banks, as well as mortgage products arranged with external lenders. Trading is delivered through web and mobile platforms with optional market data subscriptions and common order types, and the firm supplies Swedish tax reporting and handling aligned with ISK/KF regimes; foreign trades involve currency conversion, and availability of currency sub-accounts and specific features varies by account. Pricing consists of tiered brokerage commissions, currency conversion costs, margin interest, fund and platform-related fees, and charges for certain data or add-ons; detailed rates are published on the bank’s site and differ by market, account, and activity. Client money and financial instruments are held under Swedish safeguarding rules, and the firm states a best-execution framework under MiFID II; research, news, screeners, and editorial content are available, including via the group’s Placera platform. Avanza Bank AB is the operating bank within Avanza Bank Holding AB (publ), which is listed on Nasdaq Stockholm (ticker AZA), with headquarters in Stockholm; the group also includes a fund management subsidiary that offers in-house index and allocation funds. Customers interact primarily through digital channels without a branch network, and product availability, eligibility, and risk characteristics are governed by Swedish law and the bank’s terms. Investing and leveraged trading involve risk, and deposits and investor protection apply only within statutory limits and conditions.