Western Union International Bank GmbH

Western Union International Bank GmbH is a credit institution incorporated in Austria and headquartered in Vienna, authorized under the Austrian Banking Act and supervised by the Austrian Financial Market Authority within the EU’s Single Supervisory Mechanism; it uses EU passporting to provide services across selected EEA countries. The bank focuses on payments and everyday banking services delivered through digital channels, including payment accounts with individual IBANs, SEPA transfers, card issuance in certain markets, and foreign currency conversion, and it connects to Western Union’s cross-border transfer network for sending and receiving funds where available. Deposits held with the bank are covered by the Austrian deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per depositor in line with EU rules, and the institution applies PSD2 requirements such as strong customer authentication and provides access for licensed third-party providers. The bank operates under EU AML/CTF regulations and GDPR, and product eligibility, limits, currencies, and pricing vary by country and customer profile. Western Union International Bank GmbH is part of the Western Union group; prospective customers should verify current availability and fees for their jurisdiction on the bank’s official channels.