VR-Bank Uckermark-Randow eG

VR-Bank Uckermark-Randow eG is a German cooperative bank serving private customers, self-employed clients, and SMEs in the Uckermark and Randow region. Organized as an eingetragene Genossenschaft, it is owned by member-shareholders and is part of the Volksbanken Raiffeisenbanken network with DZ BANK as central institution. Its portfolio covers current accounts with tariff-based pricing, payment services (girocard and debit/credit card options, SEPA transfers), savings and time deposits, consumer and real-estate financing, and business lending; securities services and investment funds are typically provided via group partners such as Union Investment, while insurance is arranged through R+V Versicherung and home savings via Bausparkasse Schwäbisch Hall. Online and mobile banking are available, with two-factor authentication using an app-based procedure or TAN generator. Cash services can be accessed across the cooperative BankCard ServiceNetz; withdrawals at non-network ATMs and selected services may incur fees as specified in the bank’s price list. Deposits are protected by the statutory BVR Institutssicherung GmbH up to 100,000 EUR per depositor; the additional institutional protection scheme of the cooperative sector is designed to prevent bank insolvency. Advisory is provided through regional branches, by phone, and digitally. The institution is supervised by BaFin and the Deutsche Bundesbank. Conditions, fees, interest rates, and product availability depend on the selected account model and individual eligibility; details are set out in the Preis- und Leistungsverzeichnis and product disclosures.