Volksbank Starnberg-Herrsching-Landsberg eG

Volksbank Starnberg-Herrsching-Landsberg eG is a regional German cooperative bank (eingetragene Genossenschaft) serving private and business customers in and around Starnberg, Herrsching am Ammersee, and Landsberg am Lech. As a member-owned institution, customers can acquire cooperative shares and participate in governance under the bank’s statutes; cooperative shares are not deposits and are not covered by deposit insurance. The bank’s product range typically includes current accounts, savings and term deposits, payment cards, SEPA transfers and direct debits, consumer and business lending, real estate financing, securities brokerage and investment funds, building-savings contracts, and insurance and pension solutions offered directly and via affiliated cooperative partners. Services are delivered through local branches and self-service terminals, online banking and a mobile app with PSD2-compliant strong customer authentication, and standard remote channels; account opening is available in-branch and, for selected products, online. Fees, interest rates, and eligibility criteria vary by product and are set out in the applicable Preis- und Leistungsverzeichnis and contractual documents. The bank participates in the institutional protection scheme of the cooperative financial network and in the officially recognized BVR Institutssicherung GmbH; statutory deposit protection covers up to 100,000 euros per depositor per bank under EU rules. The institution operates under German banking regulation and supervision (BaFin and Deutsche Bundesbank) and supports SEPA payment standards; lending is subject to credit checks, and investment products carry risk.