Volksbank Pfullendorf eG

Volksbank Pfullendorf eG is a regional cooperative bank based in Pfullendorf (Baden‑Württemberg) within the Volksbanken Raiffeisenbanken network. It provides retail and small-business banking including current and savings accounts, cards, SEPA payments, consumer and mortgage financing, and cash services via a local branch presence and access to the cooperative banks’ shared ATM network. Investment funds and securities custody are available, typically via group partners such as Union Investment, and insurance and building-society savings are offered through R+V Versicherung and Bausparkasse Schwäbisch Hall. Digital access includes online banking and a mobile app with strong customer authentication under PSD2, with TAN methods via app or generator. As a cooperative, customers may be able to acquire member shares subject to limits and approval, which confer voting rights at the general meeting and a potential dividend if resolved; membership is not required to use banking services. Pricing is fee-based and depends on the chosen account model and usage; withdrawals at cooperative ATMs are usually included in packages, while third‑party ATM use, paper transactions, and branch counters can incur charges. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the statutory deposit guarantee up to 100,000 euros per depositor, alongside the institutional protection scheme of the BVR. The setup suits customers who prefer regional service and the cooperative network; those seeking nationwide branch coverage or low-cost, online‑only pricing should compare alternatives.