Volksbank Jerichower Land eG

Volksbank Jerichower Land eG is a regional cooperative bank serving private customers, self-employed clients, and small to medium-sized enterprises in the Jerichower Land area of Saxony-Anhalt. As a member-owned institution, it operates under the cooperative principle with member voting rights and a two-tier governance structure (management board and supervisory board). The bank offers standard retail and business banking services, including current accounts, payment services, girocard and credit cards, overdrafts, consumer and auto loans, mortgages, and cash services via the nationwide BankCard ServiceNetz ATM network of the Volksbanken Raiffeisenbanken. Savings products, term deposits, securities custody, and investment funds are available, typically via the cooperative financial group partners (e.g., Union Investment for funds, DZ BANK for capital markets services), alongside insurance solutions through R+V Versicherung and building society savings via Bausparkasse Schwäbisch Hall; merchant services for businesses are commonly provided through VR Payment. Access is provided through local branches, online banking, and a mobile app with PSD2-compliant strong customer authentication; fees, interest rates, and limits depend on the chosen account model and are detailed in the bank’s price and service list. Deposits are safeguarded by the institutional protection scheme of the National Association of German Cooperative Banks (BVR) and the statutory deposit guarantee up to 100,000 EUR per depositor. The institution is licensed and supervised by BaFin and the Deutsche Bundesbank.