Tidaholms Sparbank

Tidaholms Sparbank is an independent Swedish savings bank based in Tidaholm and supervised by Finansinspektionen, offering retail and business services such as current and savings accounts, domestic and international payments, debit cards, consumer and corporate lending, and mortgages (commonly arranged in cooperation with Swedbank Hypotek), alongside digital banking via internet and mobile channels with BankID and support for Swish. Investment and pension products are provided through standard Swedish wrappers (ISK and kapitalförsäkring) with access to mutual funds, including ranges distributed via the shared Swedbank platform; custody and brokerage for securities are available through the same infrastructure. Deposits are covered by the Swedish deposit guarantee administered by Riksgälden up to SEK 1,050,000 per customer and institution, with temporary higher coverage for certain life events, and all credit is subject to affordability and credit assessment under Swedish law. The bank uses Bankgiro for domestic payments, the Bankomat ATM network for cash services, and handles cross-border transfers via SWIFT/IBAN with applicable fees and exchange-rate markups. Account opening generally requires Swedish identification, BankID for ongoing access, and standard KYC documentation; services for non-residents are limited. Pricing, rates, and product availability are set locally and may differ from other Sparbank or Swedbank-branded offerings; the physical branch footprint is local, while most services run on shared infrastructure delivered in cooperation with Swedbank and other partners. Governance follows the traditional savings bank model without public shareholders, with a local board/foundation structure responsible for oversight and distribution of any surplus in line with the Sparbank charter.