Sparkasse Gera-Greiz

Sparkasse Gera-Greiz is a public-law savings bank serving the city of Gera and the district of Greiz in Thuringia and is part of the Sparkassen-Finanzgruppe. It offers retail and business banking with a regional focus, including current accounts with tiered pricing, youth and student options, savings products, term deposits, and securities services via group providers such as Deka. Card options typically include a girocard and optional Visa or Mastercard debit and credit cards, with contactless payments and support for Apple Pay and Google Pay; giropay and SEPA transfers are standard, with instant payments available depending on the selected account and fees. Digital banking is provided through online banking and the Sparkasse app with pushTAN or chipTAN authentication, e-statements, card controls, and secure messaging; identification is handled in-branch or via video where offered. Lending covers overdrafts, consumer loans, mortgages and construction financing, often in cooperation with LBS for home savings contracts, and business clients can access accounts, cash management, POS solutions and merchant acquiring through group partners, as well as public and promotional loans including KfW programs. Cash services are supported by the local branch network and access to the nationwide Sparkassen ATM infrastructure. Pricing and conditions are set out in the bank’s Preis- und Leistungsverzeichnis, including monthly account fees, card fees, charges for paper-based transactions and counter services, instant payment fees where applicable, and overdraft interest. The institution is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe; deposits are protected under the German deposit guarantee framework subject to statutory limits and conditions.