SB Saanen Bank AG

SB Saanen Bank AG is a regional Swiss bank headquartered in Saanen (canton of Bern) that serves private individuals and small to mid-sized businesses in the Saanenland and Gstaad area through branch and remote channels. Its core offering covers day-to-day payments and private accounts, savings and youth accounts, e-banking and a mobile app, QR-bill and eBill payments, debit cards and credit cards issued via partners, foreign exchange and international transfers, custody accounts with investment advisory or discretionary mandates, pillar 3a retirement solutions, and lending focused on residential and commercial mortgages as well as SME financing. Mortgage products are typically available as fixed-rate and SARON-linked structures, with pricing and eligibility determined by standard Swiss affordability rules (loan-to-value limits, amortization, and imputed interest). The bank operates local branches and ATMs, including in Saanen and the surrounding Gstaad region, and provides customer service via counters, phone, and digital channels during regular Swiss banking hours; service and documentation are primarily in German. Account opening follows Swiss know-your-customer and anti-money-laundering requirements and may require in-person identification; onboarding of non-residents is limited compared with larger national institutions. Fees for accounts, cards, custody, and payments are published by the bank and vary by product and client segment; interest rates and mortgage conditions are updated periodically and can change without notice. SB Saanen Bank AG is licensed and supervised by FINMA, participates in the Swiss depositor protection scheme (esisuisse) with coverage up to CHF 100,000 per client per bank for eligible deposits, and reports under applicable Swiss and international tax transparency regimes. As a small regional institution, its balance sheet is concentrated in mortgage lending, and it publishes audited annual reports that include capital and liquidity metrics in line with Swiss small-bank regulatory standards.