Raiffeisenbank Wimsheim-Mönsheim eG

Raiffeisenbank Wimsheim-Mönsheim eG is a local cooperative bank serving customers in and around Wimsheim and Mönsheim in Baden-Württemberg. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it offers standard retail and small-business services including current accounts, savings and term deposits, payment services, debit and credit cards, consumer and mortgage lending, and corporate financing for regional enterprises. Investment and insurance products are distributed via group partners (e.g., Union Investment and R+V Versicherung), with building society savings typically available through Schwäbisch Hall; brokerage and pension solutions are offered through the cooperative network. Customers can access online and mobile banking, use secure TAN procedures (such as app-based pushTAN or a chipTAN generator), and withdraw cash at ATMs across the nationwide Volksbanken Raiffeisenbanken network. The bank operates in the legal form eG, allowing customers to become members by subscribing to cooperative shares; voting rights and any dividend on shares are determined by the statutes and annual resolution. Account models and pricing follow the official schedule of prices and services; fees vary by package, usage, and channel. As a German cooperative bank, it is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR institutional protection scheme, including the statutory deposit guarantee via BVR Institutssicherung GmbH (up to EUR 100,000 per depositor, per bank), with an additional institutional protection mechanism aiming to prevent insolvency. Account opening requires standard identification under German KYC/AML rules, and SEPA payments and international transfers are supported.