Raiffeisenbank Tattenhausen-Großkarolinenfeld eG

Raiffeisenbank Tattenhausen-Großkarolinenfeld eG is a regional German cooperative bank in the Rosenheim area of Upper Bavaria, serving private customers, the self-employed, small businesses, and agriculture in and around Großkarolinenfeld and Tattenhausen. Organized as an eingetragene Genossenschaft (eG), it is owned by member-customers under a one-member-one-vote principle; customers can acquire cooperative shares subject to the bank’s rules, and any member distributions depend on annual results. The bank belongs to the Genossenschaftliche FinanzGruppe (Volksbanken Raiffeisenbanken), is supervised by BaFin and the Deutsche Bundesbank, and participates in the BVR Institutssicherung GmbH scheme that fulfills the statutory deposit guarantee up to 100,000 euros per depositor, with the group’s additional BVR Sicherungseinrichtung providing voluntary institutional protection beyond that. Its product range typically includes current accounts (Girokonten) with card access (girocard and credit cards issued via the cooperative group), savings and term deposits, SEPA payments and standing orders, and online/mobile banking with two-factor authentication; account models and cards generally carry monthly or annual fees, and charges may apply for paper-based transactions or withdrawals at third-party ATMs. Lending covers consumer and auto loans as well as regionally focused mortgage and construction financing, with access to promotional programs such as KfW loans; for businesses and farms it offers working capital and investment financing, cash management, and brokerage of leasing or factoring via group specialists. Investment and retirement products are distributed through cooperative partners (e.g., Union Investment funds), insurance is available via R+V Versicherung, and building society savings and related home financing components are provided through Bausparkasse Schwäbisch Hall. Merchant acquiring and point-of-sale/e-commerce acceptance can be arranged through the cooperative network’s payment service providers. Access is via local branches, ATMs within the BankCard ServiceNetz, phone service, and digital channels; product availability, opening hours, and pricing depend on the chosen package and are subject to change, so customers should refer to the current schedule of prices and services (Preis- und Leistungsverzeichnis) and the bank’s conditions before entering into agreements.