Raiffeisenbank Tannheimertal eGen

Raiffeisenbank Tannheimertal eGen is a regional cooperative bank in the Tannheim Valley (Tyrol, Austria) and part of the Raiffeisen Banking Group; it operates under Austrian banking law, is supervised by the Financial Market Authority and the Oesterreichische Nationalbank, and participates in the statutory deposit guarantee scheme (Einlagensicherung) covering eligible deposits up to EUR 100,000 per depositor per bank, with standard exclusions and conditions. The bank focuses on retail and small-business customers, offering current and savings accounts, payment services for SEPA and international transfers (IBAN/BIC), debit and credit cards, overdrafts, consumer and housing loans, and basic cash services via local branches and ATMs. Digital access is provided through the group’s online and mobile banking (Mein ELBA), including two-factor authentication via Raiffeisen ID in line with PSD2 requirements; availability of features such as real-time payments, mobile wallets, or card controls may depend on group-wide rollouts and the bank’s specific tariffs. Investment and insurance products are typically distributed via Raiffeisen group partners, with market risk borne by the client and no deposit guarantee on securities. Account opening is subject to Austrian KYC/AML rules and may require in-person identification; service language is primarily German. Fees are published in the bank’s schedule and can include account maintenance, payment transaction charges, card issuance and usage, and lending margins; cross-bank ATM withdrawals and foreign transactions may incur additional costs. Interest rates and pricing are set locally and can change; non-residents or cross-border clients may face limitations in product access and support.