Raiffeisenbank Serfaus-Fiss-Ried eGen

Raiffeisenbank Serfaus-Fiss-Ried eGen is a regional cooperative bank in Tyrol serving the communities of Serfaus, Fiss, Ried im Oberinntal and nearby areas. As an eingetragene Genossenschaft, it is owned by its members and operates within the decentralized Raiffeisen Banking Group in Austria, using common group infrastructure while remaining locally governed. The bank provides standard retail and small-business services, including current and savings accounts, domestic and cross-border payments within SEPA, debit cards, consumer loans, mortgages and construction financing, as well as SME and agricultural lending typical for the region. It also offers brokerage and fund products distributed via Raiffeisen group partners and acts as an insurance intermediary. Access is through local branches, self-service lobbies and ATMs, plus online and mobile banking with two-factor authentication; SEPA credit transfers and direct debits are supported, and international transfers are available via correspondent networks. Pricing follows account packages with separate charges for services such as cash handling, cards, and external payments; tariffs vary by product and customer segment. Account opening generally requires valid identification and residence documentation, and onboarding of non-residents is subject to Austrian KYC rules. The bank is supervised under Austrian banking regulation and participates in the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA), which protects eligible deposits up to EUR 100,000 per depositor; investor-compensation limits apply separately for investment services. Branch hours are typically on weekdays, with no weekend counter service, while self-service zones are usually accessible outside regular hours. The primary service language is German, with support for tourists handled on a best-effort basis.