Raiffeisenbank Region Vöcklabruck eGen

Raiffeisenbank Region Vöcklabruck eGen is a regional cooperative bank in Upper Austria and part of the Raiffeisen Banking Group Austria. As an eingetragene Genossenschaft, it is owned by member-shareholders and governed locally via supervisory and management boards, with a focus on retail and small business banking in the Vöcklabruck area. The bank offers current accounts, savings and term deposits, SEPA payments, debit cards, and access to ATMs, as well as lending products including overdrafts, consumer loans, and mortgages for private clients, plus working-capital and investment financing for SMEs. Securities brokerage, investment funds, building-society savings, insurance, and leasing are typically distributed through affiliated group companies, and online and mobile banking are provided via Raiffeisen’s digital channels with two-factor authentication in line with PSD2. Pricing is set locally and disclosed in the schedule of fees; account packages, card options, and interest rates vary by customer segment and are subject to change. The institution operates under Austrian banking law and is supervised by the Financial Market Authority and the Oesterreichische Nationalbank; eligible deposits are protected up to EUR 100,000 per depositor under the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH). Service is primarily in German, onboarding requires standard identification under AML/KYC rules and may be limited to residents, and some products are restricted to the bank’s defined market area. Prospective customers should review current terms, eligibility criteria, and digital service coverage before opening an account or applying for credit.