Raiffeisenbank Mittelbregenzerwald eGen

Raiffeisenbank Mittelbregenzerwald eGen is a regional cooperative bank (eingetragene Genossenschaft) serving households, self-employed customers, and small businesses in the Mittelbregenzerwald area of Vorarlberg, Austria. As part of the Raiffeisen banking group in Austria, it offers standard retail and SME services including current accounts, savings and term deposits, consumer loans, mortgages, business accounts, working-capital and investment financing, and payment services. Customers typically have access to debit and credit cards, domestic and SEPA payments, standing orders, and cash services via branch counters, self-service zones, and ATMs; merchant acquiring and POS solutions are available through group providers. Investment services generally cover brokerage and custody accounts, funds from the Raiffeisen product range, and basic securities execution; insurance policies are distributed as tied agency products through group partners. Digital banking is delivered via the Raiffeisen group’s online and mobile platforms with PSD2-compliant strong customer authentication; specific features and limits depend on the selected account package. As a cooperative, membership shares may be offered or required for certain relationships and come with voting rights under Austrian cooperative law; governance follows a management board/supervisory board structure. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.), while investment products are not guaranteed and carry market risk; lending is subject to credit assessment and collateral requirements where applicable. Pricing is set locally and typically uses package-based monthly fees with separate charges for cards, cash services, and out-of-package transactions; international payments and special services may incur additional costs. The bank is subject to Austrian financial regulation and supervision by the Finanzmarktaufsicht (FMA) and reporting to the Oesterreichische Nationalbank within the Raiffeisen network framework. Service scope is regional, and product availability, interest rates, and fees can change; customers should review current schedules, contract terms, and risk disclosures before opening accounts, taking loans, or purchasing securities.