Raiffeisenbank Gamlitz eGen

Raiffeisenbank Gamlitz eGen is a regional cooperative bank headquartered in Gamlitz, Styria, and a member of the Austrian Raiffeisen Banking Group. As a registered cooperative (eingetragene Genossenschaft), it is owned by member shareholders and governed by a management board and supervisory board under Austrian cooperative and banking law. The bank focuses on retail and small business banking in its catchment area, providing current and savings accounts, payment services, cards, online and mobile banking via the group platform, consumer and mortgage lending, SME and agricultural financing, and cash services at the branch and at ATMs within the national Bankomat network. It also distributes investment, securities custody, and insurance products from group companies, subject to MiFID II and insurance mediation rules. Accounts and cards carry fees set in published tariffs; interest rates and lending conditions are determined by product type, risk assessment, and market benchmarks, and early repayment and other charges follow Austrian legal requirements. Payments are processed within the SEPA framework, with international transfers available via SWIFT; strong customer authentication is used for e-banking in line with PSD2. Raiffeisenbank Gamlitz eGen is a licensed credit institution supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen sector’s institutional protection arrangements, and its eligible deposits are protected by the statutory Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per depositor per bank. Customer service is provided in German through branch appointments, telephone, and digital channels; specific opening hours, product availability, and pricing depend on the chosen package and customer segment and are communicated by the bank.