Raiffeisenbank Draßmarkt-Kobersdorf-St. Martin eGen

Raiffeisenbank Draßmarkt-Kobersdorf-St. Martin eGen is a local Austrian cooperative bank (eingetragene Genossenschaft) within the Raiffeisen network, serving the communities of Draßmarkt, Kobersdorf and St. Martin in Burgenland. The bank provides standard retail and small-business services, including current accounts, savings and term deposits, domestic and SEPA payments, standing orders, and debit cards with access to the Austria-wide Bankomat network; credit cards are typically issued via group providers. Lending covers consumer loans, housing finance and overdrafts for private customers, as well as working-capital and investment loans, guarantees and leasing solutions for small enterprises and agricultural clients, often in cooperation with Raiffeisen group companies. Securities custody and fund distribution are available through the group’s investment platform, and the bank acts as an intermediary for insurance products. Service delivery combines local branches with online and mobile banking; digital channels support payment initiation, account management and strong customer authentication in line with PSD2. Pricing, interest rates and eligibility criteria are set by the bank and published in its schedule of conditions; terms vary by product and customer segment. As a cooperative, ownership is held by members who exercise voting rights at the general assembly, with management and supervisory bodies operating under Austrian cooperative and banking law. The institution is a licensed credit institution supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and eligible deposits are protected by the statutory Austrian deposit guarantee scheme up to EUR 100,000 per depositor per bank. Account opening generally requires identification and standard KYC documentation, and availability of products and digital features may differ for non-residents; detailed information, branch hours and current tariffs are provided directly by the bank.