Raiffeisenbank Arnoldstein-Fürnitz eG

Raiffeisenbank Arnoldstein-Fürnitz eG is a member-owned cooperative bank based in Carinthia, serving private customers, self-employed clients, and small and medium-sized enterprises in and around Arnoldstein and Fürnitz. It forms part of the Austrian Raiffeisen Bankengruppe and the regional Raiffeisen network in Carinthia, using shared infrastructure and product platforms common to the group. The bank’s offering typically covers current and savings accounts, domestic and international payments (SEPA and SWIFT), debit and credit cards, cash services via ATMs, consumer and car loans, mortgages, and business banking solutions such as account packages, liquidity finance, and payment acceptance, with leasing and investment products commonly arranged through Raiffeisen group companies. Securities custody, mutual funds, and basic brokerage services are available subject to suitability and regulatory requirements, and insurance mediation is generally offered through affiliated partners. Access is provided through local branches, advisors by appointment, and digital channels via the Mein ELBA online and mobile banking platform, supporting standard features like transfers, standing orders, e-statements, and contactless or mobile payments where enabled. Pricing is based on published tariffs and account packages, with maintenance, card, and transaction fees varying by product; lending terms depend on credit assessment and collateral. The institution is supervised under Austrian banking law (FMA and OeNB), participates in the statutory deposit guarantee scheme Einlagensicherung Austria GmbH covering eligible deposits up to EUR 100,000 per person, and is integrated into the Raiffeisen institutional protection scheme designed to provide additional stabilization within the network. Service is primarily in German, product availability can differ by customer segment, and some processes require in-branch identification in line with KYC/AML and GDPR data protection obligations.