Raiffeisen Regionalbank Matrei i.O. eGen

Raiffeisen Regionalbank Matrei i.O. eGen is a local cooperative bank based in Matrei in Osttirol, Austria, operating within the Raiffeisen Banking Group. As an eingetragene Genossenschaft, it is owned by member-shareholders, with governance via a management board and supervisory board under Austrian cooperative and banking law. The bank focuses on retail, agricultural, and small business clients in its catchment area and offers standard banking services: current and savings accounts, term deposits, domestic and SEPA payments, cash services, debit and credit cards, and lending products such as overdrafts, consumer loans, mortgages, and business financing. Investment and insurance products are distributed through Raiffeisen group partners, with securities and custody services provided under MiFID II rules; advisory and execution-only models are typically available subject to appropriateness/suitability checks. Digital access is provided via Raiffeisen’s online and mobile banking (Mein ELBA), including strong customer authentication and 3‑D Secure for card payments; contactless payments and wallet integrations may be supported depending on card type and agreements. Fees follow published price lists for account packages, payments, cards, and loans; nonstandard services incur separate charges, and foreign transactions are billed under the applicable exchange and network terms. The bank participates in the Austrian statutory deposit guarantee scheme, with eligible deposits protected up to EUR 100,000 per depositor per credit institution; investor compensation for certain investment services is available within EU/Austrian limits and exclusions. Raiffeisen Regionalbank Matrei i.O. eGen is a licensed credit institution under the Austrian Banking Act, supervised by the Financial Market Authority and the Oesterreichische Nationalbank within the EU Single Supervisory framework for less significant institutions, and subject to Austrian/EU resolution and consumer-protection rules. Financial reporting is published in line with legal requirements; risk profile reflects a regional lender’s exposure to local credit, interest-rate, and liquidity conditions, mitigated in part by the Raiffeisen group’s institutional protection arrangements. Services, eligibility, and limits depend on customer status and local policies; prospective clients should review current terms, price lists, and disclosures before opening accounts or taking out products.