Lunar Bank A/S

Lunar Bank A/S is a Danish app-based bank operating in Denmark, Sweden, and Norway under a Danish banking license obtained in 2019 and supervised by the Danish Financial Supervisory Authority (Finanstilsynet). The bank focuses on mobile current accounts, domestic and international payments, and Visa debit cards compatible with Apple Pay and Google Pay, with additional features and limits varying by customer plan. Savings options, sub-accounts, and budgeting tools are integrated in the app; premium tiers are offered on a subscription basis. Business customers can open accounts for Danish entities with tools such as invoicing and bookkeeping integrations, while credit products (overdrafts and loans) are available subject to individual credit assessment and local market availability. Investing services are accessible within the app in selected markets with fees disclosed in the fee schedule. As a Danish bank, Lunar participates in the Danish Guarantee Fund for Depositors and Investors, which protects eligible deposits up to the EU limit of EUR 100,000 per depositor per institution; amounts above that threshold are not covered. The bank does not operate branches; onboarding and support are handled digitally with standard know-your-customer and strong customer authentication requirements. Fees may apply to ATM withdrawals, currency conversion, premium subscriptions, and certain card or transfer services. Product availability, pricing, and interest rates differ by country and are subject to change; customers should review Lunar’s current terms and fee lists before applying or using services.