J.P. Morgan (Suisse) SA

J.P. Morgan (Suisse) SA is a Swiss-incorporated bank focused on private banking and wealth management, operating primarily from Geneva with an office in Zurich. It is supervised by the Swiss Financial Market Supervisory Authority (FINMA) and is part of JPMorgan Chase & Co., with the Swiss entity maintaining its own local governance, capital, and liquidity under Swiss law. The bank serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and select institutions, offering execution-only, advisory, and discretionary portfolio management, global custody and brokerage, multi-currency accounts, foreign exchange and precious metals dealing, Lombard and structured lending, and access to mutual funds, ETFs, structured products, and alternative investments subject to eligibility and suitability. Cross-border services are provided only where permitted by local regulations, and onboarding includes standard Swiss KYC/AML, source-of-wealth documentation, and client categorization under FinSA. Fees typically include management or advisory charges, custody and safekeeping fees, transaction commissions, and foreign exchange spreads; certain products may carry performance fees, and inducements/retrocessions can arise under Swiss rules, which require disclosure or client consent. Digital channels include e-banking and reporting with multi-factor authentication; consolidated statements and tax reporting support are available in line with FATCA and CRS obligations. Client cash deposits are protected up to CHF 100,000 per client under the Swiss deposit insurance scheme (esisuisse); custody assets are segregated and, by law, are not part of the bank’s bankruptcy estate, though market, currency, credit, and liquidity risks remain with the client. The bank applies Swiss best execution, suitability and appropriateness assessments, and conflict-of-interest controls, including when distributing in-house products; access to group research and certain capital markets or lending solutions may be provided via affiliated J.P. Morgan entities, and availability for U.S. persons or other restricted jurisdictions is limited to what regulations allow.