Hyposwiss Private Bank Genève SA

Hyposwiss Private Bank Genève SA is a Swiss private bank headquartered in Geneva that focuses on wealth management and investment services for high-net-worth individuals, families, and professional intermediaries. It operates under a banking license supervised by the Swiss Financial Market Supervisory Authority (FINMA) and participates in the Swiss deposit insurance scheme (esisuisse), which protects eligible deposits up to CHF 100,000 per client per bank; securities held in custody are kept separately from the bank’s balance sheet and are not subject to deposit insurance. Core services include discretionary and advisory portfolio management across global asset classes, custody and execution, Lombard lending secured by investment portfolios, foreign exchange and precious metals dealing, and access to funds and structured products via an open-architecture platform. Accounts are typically multi-currency with e-banking and reporting options; minimum relationship sizes commonly apply and day-to-day retail payment services are limited. Pricing follows standard private banking conventions, with custody charges, management or advisory fees, transaction commissions, and foreign exchange markups set out in client mandates and fee schedules. Cross-border availability is contingent on the client’s country of residence and local regulations, and onboarding requires full KYC/AML documentation and tax compliance under CRS/FATCA. Clients should assess counterparty risk for cash above the insurance limit, market and liquidity risks in investment portfolios, and collateral requirements and margin call exposure on credit facilities. Before engaging, it is advisable to review the bank’s latest audited financial statements, regulatory disclosures, service terms, and the product universe it can lawfully offer in relevant jurisdictions.