Credit Suisse (Luxembourg) S.A.

Credit Suisse (Luxembourg) S.A. is a Luxembourg-domiciled credit institution focused on private banking, wealth management, and institutional custody for international clients, operating within the former Credit Suisse Group that was acquired by UBS Group in 2023; it continues to function as a separate legal entity in Luxembourg while integration progresses. The bank’s services typically include multicurrency accounts, discretionary and advisory portfolio management, execution and custody of securities, access to investment funds and structured products, collateralized (Lombard) lending and selected credit solutions, with cash management and payments aimed at cross-border needs rather than local retail usage. Its client base consists mainly of high-net-worth and ultra-high-net-worth individuals, family offices, external asset managers, and certain institutional or corporate clients; onboarding is subject to enhanced KYC/AML requirements, tax compliance checks, and cross-border marketing rules, and minimum relationship sizes are generally higher than at retail banks. Delivery is relationship-manager led with secure e-banking for instructions, statements, and portfolio reporting; branch and cash services are limited. Pricing is mandate-specific and usually combines custody or advisory fees with dealing commissions, FX spreads, and lending margins; detailed tariffs are provided directly to clients and vary by product and market access. Credit Suisse (Luxembourg) S.A. is supervised by the Commission de Surveillance du Secteur Financier within the European banking union framework and is subject to prudential oversight by the European Central Bank; eligible deposits are covered by Luxembourg’s deposit guarantee scheme (Fonds de garantie des dépôts Luxembourg, FGDL) up to EUR 100,000 per depositor per bank, and investor compensation rules (Système d’indemnisation des investisseurs Luxembourg, SIIL) can apply to certain asset-servicing failures, subject to statutory limits and exclusions. Client assets held in custody are segregated under Luxembourg law, and the institution is subject to the EU’s bank recovery and resolution regime. As the UBS integration continues, product availability, booking arrangements, and branding may change over time as approvals are obtained and systems are aligned, and clients may be asked to update documentation during the transition.