Credit Suisse Ag, Sucursal en España

Credit Suisse AG, Sucursal en España is the Spanish branch of Credit Suisse AG, a Swiss bank, focused on servicing high-net-worth individuals, family offices, corporates, and institutional clients rather than the mass-retail market. In Spain it typically provides wealth management and investment services such as discretionary and advisory portfolio management, brokerage and execution, structured products, foreign exchange, Lombard and other secured lending, and access to investment banking capabilities including capital markets and M&A advisory delivered through group entities. The branch operates under the home-country prudential supervision of the Swiss regulator (FINMA) and is subject to host-country regulation for activities carried out in Spain, including registration with Banco de España and conduct and markets oversight by the CNMV under MiFID II rules. Account opening is relationship-led and contingent on client due diligence, tax transparency (CRS/FATCA), and suitability assessments; minimum investment thresholds generally apply. Pricing commonly combines management and/or advisory fees, custody charges, product and transaction costs, FX spreads, and, where applicable, performance fees; exact terms are defined contractually and vary by mandate. Following UBS Group AG’s acquisition of Credit Suisse in 2023, the Spanish branch and related businesses have been undergoing integration into the UBS organization; certain services, accounts, or legal relationships may be migrated to UBS entities (for example, UBS Europe SE) subject to regulatory approvals, which can affect documentation, booking centers, and terms. Client asset protection depends on the legal entity and booking location holding cash and securities; deposit guarantee and investor compensation coverage may differ by scheme and jurisdiction, so clients should verify current protection and entity details in official registers and contractual documents. Risks include issuer and counterparty risk to the bank, market and liquidity risk on portfolios, currency and interest-rate risk, product-specific risks for complex instruments, and legal or regulatory changes during integration.