Cavan Credit Union Limited

Cavan Credit Union Limited is a member-owned financial cooperative in County Cavan, Ireland, serving individuals and organisations within a defined common bond. It provides savings (shares) and consumer lending, with applications assessed against affordability and lending criteria; distributions such as dividends on shares or loan interest rebates are discretionary and not guaranteed, and some accounts may be subject to fees, limits, or savings caps. Eligible deposits are covered by the Irish Deposit Guarantee Scheme up to €100,000 per person per institution, and the credit union is authorised and regulated by the Central Bank of Ireland. Governance is via an elected board and annual general meetings, and audited financial statements are published annually. Membership typically requires proof of residence, employment, or study within the common bond along with photo identification, proof of address, and a PPS number for anti-money-laundering compliance. Access is generally through branch services and, where available, digital channels; specific product availability, pricing, and service hours should be confirmed directly with Cavan Credit Union. Complaints follow the internal complaints process and, if unresolved, may be referred to the Financial Services and Pensions Ombudsman. Prospective members should review current loan APRs, terms, fees, and eligibility criteria before applying.