CASSA RURALE ED ARTIGIANA DI CASTELLANA GROTTE CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

CASSA RURALE ED ARTIGIANA DI CASTELLANA GROTTE CREDITO COOPERATIVO - SOCIETA’ COOPERATIVA is a local cooperative bank (Banca di Credito Cooperativo) headquartered in Castellana Grotte, Apulia, serving households, professionals, small businesses, and agriculture in its catchment area. Structured as a mutual cooperative, it operates on a one-member-one-vote basis; customers can bank without being members, while membership typically requires subscribing cooperative shares and carries governance rights rather than investment returns. The bank offers standard retail and SME services including current and savings accounts, payment services (SEPA transfers and direct debits), mortgages, personal and business loans, agrarian credit, POS/acquiring, and distribution of insurance and investment products under MiFID II via group and partner companies. It provides branch and ATM access and supports internet and mobile banking through the cooperative banking network’s platforms, with strong authentication in line with PSD2. As part of the Gruppo Bancario Cooperativo Iccrea, it is subject to group coordination on risk, capital, and controls and is supervised under Italian and EU banking rules by Banca d’Italia and, at group level, the ECB. Deposits are protected up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo; the sector’s institutional protection scheme also provides support mechanisms within the network. Pricing, interest rates, and eligibility depend on product, profile, and credit assessment and are detailed in the bank’s Fogli Informativi and transparency documents; financial reporting is available at the bank and group level. Geographic coverage is local, and some specialized services are delivered through group entities. Services are primarily offered in Italian.