CASSA RAIFFEISEN DI MARLENGO SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE MARLING GENOSSENSHAFT)

Cassa Raiffeisen di Marlengo Società Cooperativa (in lingua tedesca Raiffeisenkasse Marling Genossenschaft) is a local cooperative bank based in Marlengo/Marling (Province of Bolzano/Bozen, Trentino-Alto Adige/Südtirol) that operates under Italian banking law and the Single Supervisory framework as a smaller, locally focused institution. It forms part of the South Tyrolean Raiffeisen system, with coordination and services provided by the central institute Raiffeisen Landesbank Südtirol, and applies mutual support and risk-limitation arrangements within that network. The bank’s business model centers on retail and small-business banking in its immediate catchment area, offering current accounts, payment services (including SEPA transfers, cards and POS acquiring), savings and time deposits, consumer and mortgage lending, working-capital and investment loans for SMEs and agriculture, and distribution of investment and insurance products through partners; services are provided in German and Italian via branch, ATM and standard online/mobile channels. Deposits are covered by Italy’s statutory deposit guarantee up to 100,000 euro per depositor per bank in line with EU rules, and online payments follow PSD2 strong customer authentication; anti-money laundering, sanctions screening and MiFID rules apply to relevant services. As a cooperative, governance typically involves a members’ meeting and elected board; customers may be eligible to become members by subscribing cooperative shares, which are subject to statutory rights, redemption conditions and capital adequacy constraints. Pricing, eligibility and collateral requirements vary by product and customer profile, and the bank publishes the mandatory transparency documents and contractual information required by Italian regulation; financial statements and regulatory disclosures are made available through official channels. Operational scope is primarily the municipality of Marlengo and surrounding areas in the Merano/Meran district, with lending and risk management focused on the local economy.