BERGOS AG

Bergos AG is a Swiss private bank headquartered in Zurich with an additional office in Geneva, operating under FINMA supervision. The firm traces its roots to the former Swiss subsidiary of Joh. Berenberg, Gossler & Co. and adopted its current name after a management-led separation and rebranding in 2020. It focuses on discretionary and advisory wealth management, portfolio management, and investment advisory for private clients, entrepreneurs, and family structures, and provides custody, trading execution, and Lombard lending to eligible clients. Account opening is subject to standard KYC/AML checks, tax compliance, cross-border rules, and minimum asset thresholds. Investment solutions generally follow an open-architecture approach, combining direct securities, collective investments, and structured products aligned to documented risk profiles and mandates. Pricing typically consists of ad valorem management or advisory fees plus custody and transaction charges; terms vary by mandate size and service scope, and retrocessions or third-party payments, where applicable, are subject to Swiss disclosure and client agreement requirements. The bank participates in the Swiss deposit insurance scheme (esisuisse); up to CHF 100,000 per client in eligible deposits is protected, while securities held in custody are segregated under Swiss law but are not covered by deposit insurance and remain exposed to market risk. Service delivery combines relationship managers with e-banking and reporting tools, and the firm applies best-execution, conflicts-of-interest, and product governance policies in line with regulation. Prospective clients should review mandate documentation, fee schedules, risk disclosures, collateral and margin terms for lending, reporting frequency, and any cross-border restrictions based on country of residence.