BARCLAYS BANK IRELAND PUBLIC LIMITED COMPANY

Barclays Bank Ireland Public Limited Company is an Irish-incorporated credit institution that serves as Barclays’ primary European Union banking entity following the UK’s exit from the EU. It is authorised by the Central Bank of Ireland and, as a Significant Institution, is directly supervised by the European Central Bank under the Single Supervisory Mechanism; resolution planning falls under the Single Resolution Board. The bank focuses on corporate and investment banking for EU-based clients, covering cash management, lending, trade finance, transaction banking, and markets activities in foreign exchange, rates and credit, as well as capital markets origination and distribution. It operates through branches in several EU jurisdictions, including a German branch that runs consumer credit card activities, and it does not maintain a traditional Irish retail branch network. The company is a wholly owned subsidiary of Barclays Bank PLC and is consolidated into the Barclays PLC group; it sits outside the UK retail ring-fence and aligns with the group’s non‑ring‑fenced corporate and investment bank. Funding is predominantly from the group and wholesale sources, with limited deposit-taking; eligible deposits, where accepted, are protected by Ireland’s Deposit Guarantee Scheme up to €100,000 per depositor, and applicable investment services fall under the Irish investor compensation framework. The bank is subject to CRR/CRD capital and liquidity standards, maintains buffers above regulatory minima for CET1, LCR and NSFR, uses approved internal models in places, and publishes Pillar 3 disclosures. Its balance sheet is concentrated in exposures to corporates, financial institutions and derivatives that support client flow, and its activities are primarily cross‑border. The entity is rated by major credit rating agencies and its approach to governance follows Irish and EU requirements, including fitness and probity, consumer protection and market conduct rules.