BANQUE TRANSATLANTIQUE BELGIUM

Banque Transatlantique Belgium is the Belgian private banking entity of Banque Transatlantique, itself a subsidiary of CIC within Crédit Mutuel Alliance Fédérale, and focuses on serving high-net-worth and internationally mobile clients through relationship-led wealth management. The institution provides MiFID II investment services such as discretionary portfolio management, investment advisory, order execution, and custody, alongside related banking services like cash management and payments appropriate to a private banking setup; financing solutions are generally oriented to wealth clients and may include credit secured by financial assets, subject to risk and collateral assessment. It operates under Belgian and EU regulatory frameworks and is supervised for prudential and conduct matters by the National Bank of Belgium and the Financial Services and Markets Authority; client due diligence, tax compliance (including CRS/FATCA where applicable), and source-of-funds verification are standard account-opening requirements, and minimum asset thresholds typically apply. Pricing follows a private-banking model that can include management and custody fees, transaction commissions, product costs, and lending margins; the applicable tariff depends on mandate type and negotiated terms and should be requested in writing. Digital access is available for account and portfolio information, but the service model remains centered on dedicated relationship managers rather than mass-market retail channels. Investment activity entails market, interest-rate, credit, and currency risks; structured or non-standard instruments involve additional issuer and liquidity risks; and credit secured by portfolios exposes clients to collateral and margin-call risk in adverse markets. Client asset handling and investor protection follow Belgian and EU rules; eligible deposits placed with the Belgian entity fall under the Belgian deposit guarantee scheme up to EUR 100,000 per depositor per institution, and certain investment claims may be covered by the investor compensation scheme up to EUR 20,000, with coverage depending on product type, eligibility, and the legal entity used—prospective clients should verify the applicable protections before onboarding. Overall, the bank positions itself as a cross-border private banking platform within a large French banking group, oriented to bespoke portfolio management and advisory rather than day-to-day transactional retail banking.