BANK OF AMERICA EUROPE DESIGNATED ACTIVITY COMPANY

BANK OF AMERICA EUROPE DESIGNATED ACTIVITY COMPANY is an Irish-incorporated designated activity company authorized as a credit institution by the Central Bank of Ireland and serves as Bank of America’s primary banking entity within the European Economic Area. Headquartered in Dublin, it operates through branches in several EU jurisdictions to provide cross-border services, focusing on corporate and institutional clients rather than retail consumers. Its activities include corporate lending, cash management and payments, trade finance, treasury and liquidity solutions, foreign exchange, rates and other derivatives, and securities financing, with services delivered alongside other Bank of America legal entities such as BofA Securities Europe SA for investment and brokerage services. The firm is subject to the EU prudential framework (CRD/CRR) and is supervised within the Single Supervisory Mechanism, with the Central Bank of Ireland as home supervisor and oversight by the European Central Bank; it is also in scope of the EU Single Resolution Mechanism and Minimum Requirement for Own Funds and Eligible Liabilities. Eligible deposits at the Irish head office and its EU branches fall under the Irish Deposit Guarantee Scheme, subject to statutory limits and exclusions. The company maintains an Irish-resident board and local risk, compliance, and control functions, publishes statutory financial statements and Pillar 3 disclosures, and manages capital, liquidity, and resolution planning in line with applicable EU and Irish requirements. Historically, this entity evolved from Merrill Lynch’s Irish banking platform and is an indirect, wholly owned subsidiary of Bank of America Corporation.