Bank of America Europe DAC, Sucursal en España

Bank of America Europe DAC, Sucursal en España is the Spanish branch of Bank of America Europe DAC, an Irish-authorized credit institution within Bank of America Corporation that relocated EU banking operations to Dublin after Brexit; the branch operates in Spain on a passported basis, serving primarily large corporates, financial institutions, and public-sector entities with corporate banking, treasury and transaction services, cash management, lending, trade finance, and foreign exchange, while most broker-dealer and investment services in the EU are provided by affiliated entities such as BofA Securities Europe. The branch does not function as a retail bank and does not target the mass-consumer market in Spain; products, pricing, and limits are typically negotiated bilaterally under corporate mandates, and digital access is provided through the group’s corporate channels. Bank of America Europe DAC is authorized and supervised by the Central Bank of Ireland and is subject to the European Central Bank’s oversight under the Single Supervisory Mechanism, while the Spanish branch is registered with Banco de España and subject to local conduct, AML/CTF, and consumer rules applicable to its activities; where relevant, Spanish securities conduct rules and the CNMV’s remit apply to investment services distributed in Spain by group entities. Eligible deposits placed with Bank of America Europe DAC, including through its Spanish branch, are covered by the Irish Deposit Guarantee Scheme up to €100,000 per depositor and are not protected by the Spanish deposit guarantee fund; coverage applies only to eligible depositors and products as defined by Irish law. Payment services are provided under EU/EEA passporting and PSD2, with euro transfers processed via SEPA rails and cross‑border liquidity solutions available subject to onboarding and sanctions compliance. Financial and prudential disclosures for the institution are published at the Irish legal-entity level (including audited financial statements and Pillar 3), with country-by-country and branch information available in regulatory reports where required. Clients are subject to standard KYC and sanctions screening, and complaints are handled under the bank’s internal procedures; eligible complainants may have access to statutory dispute-resolution schemes in Ireland or Spanish supervisory complaints services, depending on the product and status of the client.