BANCA DI CREDITO COOPERATIVO DI BUCCINO E DEI COMUNI CILENTANI - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI BUCCINO E DEI COMUNI CILENTANI - SOCIETA' COOPERATIVA is an Italian cooperative credit institution (Banca di Credito Cooperativo) based in Campania, operating chiefly in the Province of Salerno and serving Buccino and municipalities in the Cilento area. It provides retail and small-business banking, including current and savings accounts, domestic and SEPA payments, debit and credit cards, POS and acquiring services, mortgages and consumer credit, SME lending and guarantees, treasury and cash management, and distribution of investment and insurance products under MiFID rules via sector partners. Digital access is available through internet and mobile banking for payments and account services, while branches handle onboarding and credit processes. Governance follows the cooperative model (one member, one vote), with admission and shareholding regulated by the bylaws and limits consistent with the mutualistic purpose. The bank operates within the BCC reform framework (D.L. 18/2016 and subsequent measures), participates in the institutional protection system of the cooperative sector, and is subject to prudential supervision within the European Single Supervisory Mechanism as a less significant institution under Banca d’Italia oversight; conduct for investment services is subject to CONSOB and MiFID II. Eligible deposits are protected up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, in line with EU Directive 2014/49/EU. Fees, rates, and credit terms depend on customer profile and internal policies; services are generally offered within the bank’s operating area and subject to KYC/AML requirements. Financial statements, capital information, branch details, and complaints procedures (including ABF recourse) are published via the bank’s official transparency documents.