Volksbank Bühl eG

Volksbank Bühl eG is a German cooperative bank (eingetragene Genossenschaft) headquartered in Bühl, Baden-Württemberg, serving private and corporate customers in its regional market. It offers standard retail and SME banking services including current accounts, payments, savings and term deposits, consumer and business loans, mortgages and real estate financing, as well as securities brokerage and investment products distributed through cooperative network partners such as Union Investment, Bausparkasse Schwäbisch Hall, R+V Versicherung, and DZ BANK Group. Customers typically have access to a girocard for domestic payments and cash withdrawals and can request credit cards via partners; fees and limits depend on the chosen account model and card type. Digital banking is provided via online banking and the group’s VR Banking app, with PSD2-compliant two-factor authentication options (e.g., app-based or chipTAN) and electronic statements; branch and self-service terminals remain available for in-person transactions. As a cooperative, eligible customers may acquire membership shares that provide voting rights at the general meeting and a potential dividend at the bank’s discretion; share purchase requirements, payout policies, and membership benefits are set by the institution and can change. Volksbank Bühl eG participates in the German cooperative sector’s protection arrangements: the BVR Institutssicherung GmbH serves as the officially recognized deposit guarantee scheme providing statutory coverage up to 100,000 euros per depositor per bank, and the additional institutional protection scheme of the BVR aims to protect member institutions’ solvency. The bank is part of the Volksbanken Raiffeisenbanken group, giving customers access to the BankCard ServiceNetz ATM network in Germany; withdrawal fees may apply outside the network or abroad. Pricing follows the published schedule of fees and services (Preis- und Leistungsverzeichnis) and varies by account package, usage, and channels; interest rates and product terms are subject to change. The institution is supervised by the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank. Account opening procedures generally include identity verification and compliance checks and can be initiated online or at a branch, with available products and eligibility determined by residence status and risk assessment.